HI88 Terms and Conditions – Rules for Pakistan Players

1. Acceptance of Terms

By accessing hi88-win.net, registering an account, making a deposit, or placing any bet on HI88, you confirm that you have read, understood and agreed to these Terms and Conditions in full. If you do not agree with any part of these terms, please do not use the HI88 platform.

These terms form a legally binding agreement between you and HI88. They apply to all games, promotions, payment transactions, referral activities and any other use of the HI88 platform. They should be read alongside our Privacy Policy and Responsible Gaming Policy, both of which form part of your agreement with HI88.

2. Account Registration

To use HI88, you must register a personal account. Registration is free and requires a valid Pakistani mobile number, full name and a chosen password. You are responsible for keeping your login credentials secure. HI88 will not be held liable for any losses arising from unauthorised access caused by your failure to protect your login details.

2.1 One Account Per Person

Each player may hold exactly one HI88 account. Opening multiple accounts — whether using different phone numbers, names or devices — is strictly prohibited. If HI88 identifies duplicate accounts linked to the same individual, all associated accounts will be suspended and any bonus balances will be forfeited. Genuine winnings from duplicate accounts may also be withheld pending investigation.

2.2 Accurate Information Required

All information you provide during registration must be accurate, current and your own. HI88 conducts identity verification and reserves the right to request supporting documents at any time. Providing false information is a breach of these terms and will result in account closure.

• Use your real name — not a nickname or another person's details.
• Provide a mobile number you actively use and can receive verification codes on.
• Update your details promptly if they change.

2.3 Account Security

Your account is personal to you. You must not share your login credentials with anyone else or allow another person to operate your account on your behalf. If you believe your account has been accessed without your permission, contact HI88 support immediately via live chat.

3. Eligibility & Age Verification

HI88 is strictly for players aged 18 years and above. Registering on HI88 while under 18 is a violation of these terms and applicable law. HI88 takes this obligation seriously and conducts age verification as part of its standard KYC (Know Your Customer) process.

3.1 Who Can Play

To be eligible to hold an HI88 account, you must:

• Be at least 18 years of age.
• Be an individual (not a company, syndicate or automated system).
• Be accessing HI88 for personal, recreational use only.
• Not be subject to any self-exclusion agreement on HI88 or any associated platform.

3.2 KYC Verification

HI88 may request identity documents including a copy of your CNIC (Computerised National Identity Card) or other government-issued ID. Withdrawal requests above certain amounts automatically trigger a verification review. Documents must be clear, valid and match the information on your account. Accounts that fail KYC review within the timeframe specified will have withdrawal processing paused until verification is completed.

4. Deposits & Payments

HI88 operates exclusively in Pakistani Rupees (PKR). All deposits, wagers and displayed balances are in PKR. There is no currency conversion on HI88 — what you deposit in PKR is what your account holds, without any exchange adjustment.

4.1 Accepted Payment Methods

HI88 accepts deposits via the following methods:

• Easypaisa — Instant, no fees
• JazzCash — Instant, no fees
• NayaPay — Instant, no fees
• SadaPay — Instant, no fees
• Bank Transfer (IBFT) — Same-day processing
• Visa / Mastercard — Instant, subject to card issuer limits

4.2 Minimum Deposit

The minimum deposit on HI88 is Rs 500. There is no maximum deposit limit for standard accounts, though high-value deposits may trigger additional verification under HI88's AML policy.

4.3 Deposit Responsibility

All funds deposited on HI88 must come from a payment account or card held in your own name. Third-party deposits — where the funding source belongs to someone other than the account holder — are prohibited and will be returned, minus any applicable processing costs.

5. Withdrawals

HI88 processes withdrawal requests to Easypaisa and JazzCash within 15 minutes, 24 hours a day, 7 days a week. Bank IBFT transfers are processed on the same day during standard banking hours. All withdrawals are paid to the same payment method used for deposits wherever possible.

5.1 Withdrawal Requirements

• Minimum withdrawal amount: Rs 500.
• Your account must have passed standard KYC verification.
• Bonus funds must meet wagering requirements before becoming withdrawable.
• The withdrawal destination must match the name on your HI88 account.

5.2 Processing Times

• Easypaisa / JazzCash / NayaPay / SadaPay: Within 15 minutes
• Bank IBFT: Same-day (business hours)
• Visa / Mastercard: Up to 3 working days (card issuer processing)

5.3 Withdrawal Limits

Standard accounts may withdraw up to Rs 500,000 per day. VIP accounts carry higher daily withdrawal limits as confirmed by the HI88 VIP team. If your withdrawal request exceeds these limits, HI88 support will contact you to arrange processing in multiple transactions.

5.4 Right to Delay

HI88 reserves the right to delay a withdrawal request for up to 72 hours if a security review is triggered. This may occur following unusual activity patterns, first-time large withdrawals or incomplete identity verification. You will be notified by support if this applies to your withdrawal.

6. Bonuses & Promotions

HI88 offers a range of bonuses including a welcome deposit bonus, refer-a-friend rewards, cashback and seasonal promotions. All bonuses are subject to the terms set out in this section and any specific terms published alongside each individual promotion.

6.1 Welcome Bonus

New HI88 accounts are eligible for the welcome bonus on their first deposit. The bonus is credited as bonus balance — not real cash — and must meet the wagering requirement before any portion can be withdrawn. The standard welcome bonus wagering requirement is 5x the combined deposit and bonus amount.

6.2 Wagering Requirements

Wagering requirements specify how many times a bonus amount must be played through before it converts to withdrawable real money. For example, a Rs 5,000 bonus with a 5x wagering requirement requires Rs 25,000 in qualifying bets before any withdrawal can be requested. Not all games contribute equally — live casino bets typically contribute 100%, crash games 100%, and sports bets 100% at standard odds. Bets cancelled or cashed out early contribute at a reduced rate.

6.3 Bonus Expiry

All bonuses on HI88 carry an expiry window, which will be stated in the promotion terms. If the wagering requirement is not completed within that window, the bonus balance and any associated winnings are forfeited automatically. Extensions are not available except in cases of documented technical issues on HI88's side.

6.4 Abuse of Bonuses

HI88 monitors all bonus usage for patterns indicative of abuse — including low-risk hedging strategies, systematic exploitation of bonus structures, or coordinated multi-account bonus farming. Accounts found to be abusing bonuses will have bonus balances forfeited and may be restricted from future promotions.

7. Betting Rules

All bets placed on HI88 are subject to these general rules, as well as the specific rules applicable to each game or sport. By placing a bet, you confirm that you have read and understood the relevant rules.

7.1 Bet Settlement

Bets are settled based on the official outcome of the relevant event or game. For live casino games, the result displayed by the dealer or game system at the conclusion of the round is final. For sports events, HI88 uses official data providers to determine outcomes. In the event of a data error, HI88 reserves the right to void and re-settle affected bets.

7.2 Void Bets

HI88 may void a bet if the event is cancelled, if a technical fault affects the game outcome, or if a bet was placed after the official close of markets due to a system error. Void bets are returned to your account at the original stake amount.

7.3 Maximum Winnings

Single bet maximum payout for sports betting on HI88 is Rs 2,000,000. Maximum payout per session on crash games and live casino is Rs 500,000 unless you are a verified VIP account holder. HI88 reserves the right to limit winnings where extraordinary circumstances apply.

7.4 Minimum Bet

The minimum bet across all HI88 games is Rs 100. Some live casino tables have individual minimum stake requirements — these are displayed at the table before you bet.

8. Fair Use & Prohibited Conduct

HI88 is designed for genuine, personal recreational gaming. The following conduct is strictly prohibited and will result in account action including suspension, permanent closure and potential legal referral:

• Using automated scripts, bots, or any non-human tool to interact with HI88 games or systems.
• Collusion with other players to manipulate game outcomes or betting markets.
• Exploiting technical errors, software glitches or pricing mistakes for profit.
• Money laundering — using HI88 to move, obscure or legitimise funds from illegal sources.
• Opening accounts for the benefit of a third party (proxy accounts).
• Self-referrals through the Refer a Friend programme using duplicate identities.
• Systematic arbitrage betting across HI88 accounts or in combination with other platforms.
• Sharing your login credentials or allowing another person to operate your account.

9. Account Suspension & Closure

9.1 Suspension by HI88

HI88 reserves the right to suspend an account at any time without prior notice if there is reason to believe that these terms have been breached, that a security issue affects the account, or that an investigation into fraudulent activity is required. During suspension, no withdrawals can be processed. HI88 will aim to complete any investigation within 14 days and communicate the outcome to the account holder.

9.2 Permanent Closure by HI88

Accounts may be permanently closed — with funds forfeited — where serious breaches of these terms are confirmed. This includes, but is not limited to, identity fraud, money laundering, systematic bonus abuse, or operating multiple accounts.

9.3 Closure by the Player

You may close your HI88 account at any time by contacting support via live chat. Before closing, you may request a final withdrawal of your real-money balance. Bonus balances that have not met wagering requirements will be forfeited upon account closure at your own request.

9.4 Voluntary Self-Exclusion

Players who wish to take a break from gaming can request self-exclusion through HI88 support. Self-exclusion periods range from one week to permanent and cannot be reversed before the chosen period has elapsed. See the Responsible Gaming page for full details on all account control tools.

10. Responsible Gaming

HI88 is committed to responsible gaming and takes seriously its obligation to help players stay in control. The platform provides the following tools at no cost to all account holders:

• Deposit Limits: Set daily, weekly or monthly deposit caps from within your account settings.
• Session Timers: Receive automatic reminders at intervals you set to help you track time spent playing.
• Cool-Off Periods: Temporarily pause your account for 24 hours to 6 weeks without closing it permanently.
• Self-Exclusion: Permanently or temporarily close your account and opt out of all marketing communications.
• Reality Checks: On-screen reminders of how long your current session has been and how much you have wagered.

All players aged 18 and above are welcome on HI88. If you are concerned about your own gaming habits or those of someone you know, the Umang Pakistan mental health helpline is available at 0317-4288665. HI88 also encourages players to review the detailed guidance on our Responsible Gaming page.

11. Privacy & Data

HI88 collects and processes personal data in accordance with its Privacy Policy. By registering an account, you consent to that data being used as described in the Privacy Policy. In summary, HI88 uses your personal data to:

• Verify your identity and age.
• Process your deposits and withdrawals.
• Provide customer support and respond to your enquiries.
• Comply with anti-money laundering (AML) and fraud-prevention obligations.
• Send you relevant promotions, if you have opted in to marketing communications.

HI88 does not sell your personal data to third parties. Data shared with payment providers (Easypaisa, JazzCash, etc.) is limited to what is strictly necessary for transaction processing. You may request deletion of your data at any time by contacting support, subject to legal retention obligations.

12. Limitation of Liability

HI88 provides its platform on an "as available" basis and does not guarantee uninterrupted access. In the event of a technical outage, any bets affected during the downtime will be voided and stakes returned. HI88 is not responsible for losses caused by:

• Internet connectivity issues on your end.
• Device malfunction or software incompatibility.
• Delays by third-party payment processors (Easypaisa, JazzCash, banks).
• Force majeure events including power failures, natural disasters or government action.

HI88's maximum liability to any account holder in respect of any single claim is limited to the amount deposited by that player within the 30 days preceding the claim. HI88 is not liable for indirect, consequential or speculative losses under any circumstances.

13. Amendments to These Terms

HI88 reserves the right to amend these Terms and Conditions at any time. When material changes are made, HI88 will post a notice on the platform and, where possible, send a notification to the mobile number associated with your account. The updated terms will take effect 7 days after publication unless the change is required urgently for legal or security reasons, in which case it takes effect immediately.

Your continued use of HI88 after the effective date of any amendment constitutes acceptance of the updated terms. If you do not agree with the revised terms, you should stop using HI88 and request account closure before the effective date.

14. Contact & Complaints

If you have a question about these Terms and Conditions or want to raise a complaint, HI88 support is available 24 hours a day, 7 days a week. The fastest way to reach us is via the live chat feature in your account dashboard. You can also email support at support@hi88-win.net.

14.1 Complaints Process

HI88 aims to resolve all complaints within 5 working days. Where a complaint relates to a disputed bet settlement or payment issue, HI88 may require up to 14 days to complete a full investigation. You will be updated on progress at each stage. If you are not satisfied with the resolution provided by HI88 support, you may request escalation to the compliance team.

14.2 Governing Language

These Terms and Conditions are written in English and the English version is the definitive version for all legal and dispute resolution purposes.